Posted by: James Okwise Category: Guides, Loans Comments: 0

Kiakia Loan Requirements in Nigeria and How TO Apply

Would you like to know what you need in order to get a Kiakia Loan in Nigeria? In this blog post, we’ll talk about the various requirements for a Kiakia Loan in Nigeria, so you know what you need to get your loan approved. Read on to learn more about the Kiakia Loan requirements in Nigeria!

What is Kiakia Loan?

Kiakia Loan is a digital lending platform in Nigeria that promotes responsible borrowing and lending. 

It is a very reliable loan app, the maximum loan amount that can be accessed through the Kia Kia app is ₦200,000 for first-time borrowers, and the maximum loan tenure is 30 days. 

However, it’s so important to note that a loan offer is an estimate and not a guaranteed amount. Each loan requirement is crucial in the application process, and the reasons for a loan application decline may vary.

Kiakia Loan Requirements for Individuals

To apply for a Kiakia Loan as an individual in Nigeria, you’ll need to meet a few requirements. Here’s what you’ll need:

  • Valid means of Identification
  • Bank account with Bank Verification Number (BVN)
  • Proof of income from your workplace or business.
  • Working email address
  • Reside in Nigeria
  • Must be 21 years old and above

These requirements are necessary to ensure the responsible borrowing and lending practices promoted by Kiakia Loan. 

Make sure you have all the necessary documents and qualifications before applying for a loan.

How to Apply for a Kiakia Loan in Nigeria

Applying for a Kiakia Loan in Nigeria is quick and easy! Although there is no official Kiakia Loan app available in the mobile app stores, you can still access their lending platform through their website

Here’s how you can apply for a loan:

1. Visit the Kiakia website

2. Create an account by providing your personal information.

3. Complete the loan application form, including the loan amount you wish to borrow.

4. Upload the necessary documents, such as your valid means of identification and proof of income.

5. Submit your application and wait for the loan approval process.

6. If approved, the loan amount will be disbursed to your bank account within a short period.

Remember, you can borrow as low as N10,000 or as much as N200,000 with Kiakia Loan. 

The interest rates range from 5.6% to 24%, and the repayment terms vary from 7 to 30 days. 

It’s recommended to repay the loan earlier if possible, as Kiakia Loan offers rewards for early repayment. Start your loan application today and get the financial assistance you need!


Obtaining a Kiakia Loan in Nigeria requires meeting certain requirements, such as a valid means of identification, a bank account with a BVN, proof of income, and being a resident of Nigeria. 

The application process is simple and can be done through the Kiakia website. It’s important to repay the loan on time to avoid additional fees. 

Kiakia Loan provides a convenient solution for individuals in need of financial assistance, promoting responsible borrowing and lending practices in Nigeria. So with that being said start your loan application today and experience the benefits of Kiakia Loan.

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