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How To Check UBA Account Balance Using ATM Card, USSD Code and Mobile App

United Bank For Africa, popularly known as (UBA), is one of Nigeria’s top choice banks for foreign transactions (international transfer) and innovative digital banks, they also introduced Chat with LEO (online banking bot).

However, there are several ways to check UBA Account Balance using USSD Code, ATM Card and online banking methods.

To use the USSD code method, you have to know UBA USSD Code and a specific one to check your balance to get notified via SMS. Before we move further with explaining this USSD code, you have to activate the UBA USSD code.

Note that Telecom now charges N6.98 naira while other banks charge differently, also you must have your UBA ATM card with you.

Also, Check:

How To Activate UBA USSD Code

To get started, you need to first dial the UBA magic code which is *919# on your linked SIM (phone number) to your UBA account.

Here is How;

  • Dial *919#.
  • Then, you get a prompt to Accept or Reject the network charge of N6.98. Press 919 to Accept or 2 to Reject.
  • Go ahead and Accept by input 919.
  • Next, you get a menu of UBA self-banking services and select 7 to check your balance.
  • You get a prompt to Sign up for UBA magic banking.

There are two options to sign up for UBA Magic Banking USSD;

  1. Account with PIN.
  2. Prepaid with PIN.
  • Select Account with PIN, which is 1.
  • Enter your UBA Account Number (10 digits).
  • Then, Input your 4-digit PIN.
  • Confirm your PIN again.

You get a notification that your UBA USSD banking has been activated successfully.

Now, let’s move to how to check the UBA account balance.

Also Read: How To Check BVN Online

How To Check UBA Account Balance Using USSD Code (Get SMS)

If you have activated the UBA USSD code before now and you have done a transfer with it before, all you should do now is dial the UBA magic code (*919).

  • Press *919# on your mobile device.
  • Select 7 to check the balance.
  • Input your 4-digit transaction PIN.
  • You get an SMS notification about your account balance from UBA.

Alternatively, dial *919*00# to get an instant Account Balance just like the way you get quickly check your data balance.

Also See: How To Check Airtel Data Balance

How To Check UBA Account Balance Using ATM Card

If you need to urgently check your account balance and do not have a mobile app or have activated your USSD code as stated above, you can easily use your ATM card to check your account balance at any ATM stand or closeby POS Agent.

  • Visit the nearest ATM.
  • Insert your ATM card.
  • Enter your 4-digit PIN.
  • Go to check your account balance.

Or you can go to any POS agent near you and insert your ATM card in the POS machine, enter your PIN and your account balance will display on the POS machine screen.

How To Check UBA Account Balance Using Mobile App

  • Install the UBA Mobile App.
  • Open the App
  • Login to the UBA Mobile App.
  • Go to your Account.

How To Check UBA Account Balance By Going To The Bank

  • Visit any UBA branch near you.
  • Go to their customer care support.
  • Request for account inquiring/ Check account balance.

However, you know to be able to tell your account number to show it is you that have the account. if you visit your bank branch and want to request for anything regarding your account.

First, you must provide your account number, let’s see how to retrieve or check your UBA Account Number.

How To Check UBA Account Number Using USSD code

Now you have activated the USSD code, you can follow this method to get your account number.

  • Dial *919#
  • follow the prompt and enter 7 to check the balance.
  • You will get an SMS containing your UBA account number and account balance.


All these 3 methods are possible ways to check your UBA account balance with ease and security-wise if you are able to activate the USSD code, you can also be able to Transfer money and buy Data from your UBA account using the USSD code.

Hope this guide helps you get a quick and trusted method to check your UBA account balance.

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