United Bank for Africa (UBA) is one of the most trusted banks and business banks in Nigeria, which was founded by Tony Elumelu of the Tony Elumelu Foundation. UBA offer loans for various categories such as Salary Earners, Senior Citizens, Student Loan, Personal Loan and Self-Employed. Most of the loans can not be obtained through SMS, except that you visit any UBA branch near you.

So in this article, we want to show you how to requirements, and how to apply for a UBA loan and UBA loan Code.

To Open A UBA Account

Here are the requirements needed to open an account with UBA.

• Upload your passport image

• Title

• First Name

• Middle Name

• Last Name

• Marital Status

• Gender- Male/Female

• Do you have BVN – Yes/No
• BVN
• Country of residence

• Date of birth

• Email address

• Phone Number

• Occupation

• Select Branch

• State of residence

• Home address

• L.G.A of residence

• Select account type
• ID card type
• ID card Number
• Date of issue

• Referral Account Number – Verify

Note: These are the accounts you can open with the UBA: Savings account, Current account, Domiciliary account, and Diaspora Fixed deposit account.

UBA Loan Types

• Personal loan-direct

• Personal loan

• Senior citizens loan

• Auto loan

• Asset finance

• FX cash-backed loan

• Insurance premium financing

The USSD code *919# is used for accessing UBA bank loans, transferring funds, checking account balances, paying bills, and buying airtime for loved ones and friends through mobile phones.

How To Apply For A UBA Loan

To apply for a loan at any bank, these are the steps.

First, visit the UBA website at www.ubagroup.com/nigeria/loans-payments/. Download the UBA loan application form. Read carefully to fill in the requirements that are stated. Then, go to the nearest UBA branch and meet the customer care agent for assistance.

UBA Bank	Code
Open a new UBA account	*919*3*Account number*Amount#
Transfer to other accounts	*919*4*Account Number#
Transfer to UBA account	*919*20#
Buy data for self	*919*14#
Buy data for others	*919*14* person’s Phone number#
Airtime for self	*919*Amount#
Airtime for others	*919*Phone number*Amount#
Pay bills	*919*5#
Check Balance	*919*00#
Uba prepaid card	*919*32#
Retrieve BVN	*919*18#
Block debit card	*919*10#
ATM cardless withdrawals	*919*30*Amount#
Generate OTP	*919*8#
Self-enrollment registration	*919*0#
Get Bank statements	*919*21#
Data top up	*919*23#
Taxes and Levies	*919*13#
Bet9ja wallet funding	*919*22*walletID*amount#
Top up LLC e-tag	*919*16*2#
Check LLC e-tag balance	*919*16*1#
Konga payment	*919*15*RefID#
Dstv and Gotv payment	*919*5*2#
Oak pensions	*919*27*2#
ARM pensions	*919*27*1#

Read More: How To Borrow Money From Opay (Opay Loan)

Requirements To Borrow Money From UBA

To borrow money from UBA,

You as a UBA customer, must have an active account with the UBA. Note It Only an authorised member or customer can seek for loan

Also, an active phone number is linked to your account (the number that you used in opening your account).

Make sure you download the UBA mobile app on your phone and a 4-digit USSD PIN.

How To Borrow Loans Using UBA Bank USSD Code

Welcome to the UBA bank USSD code.

On your mobile phone, dial*919*28# to link with the account you have opened. Accept or Decline the terms and conditions.

Enter your account number.

Enter your Transaction pin (4-digit pin) to approve your transaction.

Kindly follow their instructions and enter your loan amount. If the transaction is successful, your account will be credited immediately.

To enjoy the free gift that UBA provides, you have to open an account with the bank. Even if you are in need of financial help, UBA Bank is capable of lending you a loan.