Posted by: James Okwise Category: Banking, Guides Comments: 0

How To Upgrade Kuda Account

As an Android or an iOS user making use of the banking app called Kuda, you might have seen a notification that says upgrade your Kuda account.

And are you Ready to level up your Kuda Account today? If that is you then we’ve got you covered with an easy-to-follow guide on upgrading your Kuda account. 

All you have to do is just follow a few steps, and you’ll unlock all the incredible features and benefits that come with an upgraded account. 

Keep reading to learn how you can take your Kuda experience to the next level.

What Is a Kuda Account?

A Kuda Account is a convenient money app provided for you easily and for swift transactions, it is a microfinance bank that operates like your regular bank but at an advanced level.

With Kuda, you can make free transfers, enjoy cashless payment options, and even earn interest on your savings. 

The app allows you to block your missing card and provides multiple channels for customer support, including chat, DM, tweet, Instagram comment, email, or call. And you can rest assured that Kuda will never charge you without your consent. 

However, it’s important to note that there are certain fees associated with Kuda, such as transfer fees (up to ₦50 plus V.A.T.) although it comes after a particular amount of free transactions, debit card issuance fee (₦1,000 plus V.A.T Free), card maintenance fee (up to ₦50 per quarter), alerts (charge for SMS alerts, free instant notifications), annual interest (4% up to 15%), and bill payment fees (up to ₦100 per bill).

Why You Should Upgrade Your Kuda Account

The reason you need to Upgrade your Kuda Account is that it comes with a multitude of benefits that will enhance your banking experience. 

For example, by upgrading your Kuda, you’ll have access to higher transaction limits, enabling you to send and receive more money effortlessly and it allows you to enjoy a seamless and stress-free account verification process

How to Upgrade Kuda Account  Step By Step

To upgrade your Kuda Account, follow these simple steps:

  • Sign in to your Kuda app.
  • Tap on the “Increase Your Limit” option.
  • Tap on “Verify Me”.
  • Select the type of ID you have from the dropdown menu.
  • Tap on “Next”.
  • Tap on “Next” again.
  • Enter your ID number.
  • Tap on “Done”.

And that’s all! By following these steps, you’ll be on your way to upgrading your Kuda Account and unlocking all the amazing features and benefits it has to offer. 


Upgrading your Kuda Account is a straightforward process that comes with a host of benefits. 

Some of the benefits you will enjoy when you upgrade, is you can enjoy higher transaction limits, a seamless account verification process, and access to all the incredible features that Kuda has to offer. 

So, don’t miss out on the opportunity to level up your banking experience. Upgrade your Kuda Account today and take advantage of everything it has to offer. Do that right after you’ve finished reading this article 

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